Term Life Insurance

Affordable life insurance for a set period (10‑30 years).

Overview

Term life provides a level death benefit for a defined term. It’s often used to protect income, mortgages, and education funding. Simplified issue and accelerated underwriting options may be available.

Key Features

  • Coverage amounts from $100k to $5M+
  • 10, 15, 20, 30‑year terms
  • Living benefits (accelerated death benefit)

Eligibility & Required Documents

Eligibility

  • U.S. residents
  • Health and lifestyle factors apply

Documents

  • Beneficiary information
  • Medical questionnaire
  • Financial justification (high limits)

Frequently Asked Questions

Is a medical exam required?

Sometimes. Many carriers offer accelerated underwriting up to certain face amounts.