Renters Insurance

Personal property and liability for tenants.

Overview

Renters (HO‑4) is an affordable way to protect belongings and personal liability. Landlords often require proof of renters insurance; we can provide certificates at no cost once the policy is active.

Key Features

  • Personal Property with Replacement Cost option
  • Personal Liability & Medical Payments
  • Loss of Use (additional living expense)

Eligibility & Required Documents

Eligibility

  • Tenant‑occupied dwellings nationwide

Documents

  • Residence address
  • Roommate details (if any)
  • Prior insurance (optional)

Frequently Asked Questions

Are roommates covered?

Roommates need to be listed or carry their own policy; coverage does not automatically extend to non‑relatives.