General Liability Insurance
Protects your business from third‑party bodily injury and property damage claims.
Overview
General Liability (GL) is the backbone of most commercial programs. It responds to covered claims alleging bodily injury, property damage, and personal/advertising injury. Bluefield Assurance Group places GL for contractors, retailers, manufacturers, professional services, and more.
Key Features
- Occurrence or Claims‑Made forms
- Broad Additional Insured endorsements
- Primary & Non‑Contributory wording
- Waiver of Subrogation options
- Products & Completed Operations
Eligibility & Required Documents
Eligibility
- U.S. domiciled entities
- Up to $25M sales (standard markets)
- New ventures welcome (subject to class)
- No open claims in the past 3 years preferred
Documents
- Prior GL declarations (if applicable)
- 3‑5 year loss runs
- Operations description + website
- Subcontractor controls (if any)
Frequently Asked Questions
Is a certificate of insurance included?
Yes. Unlimited standard certificates are included at no extra cost once coverage is bound.
Do you offer blanket additional insured?
Many carriers include blanket AI when required by written contract; terms vary by carrier.