Cyber Liability

Responds to data breaches, ransomware, and network security incidents.

Overview

Cyber Liability provides first‑party and third‑party protection for events like ransomware, phishing, and privacy breaches. Policies may include incident response coaches, forensics, data restoration, PR, and regulatory defense.

Key Features

  • Ransomware & business interruption
  • Breach response panel & forensics
  • Social engineering fraud sublimits
  • Regulatory defense & fines (where insurable)

Eligibility & Required Documents

Eligibility

  • MFA on email and remote access recommended
  • OFF‑network backups preferred
  • No uncontrolled prior incidents

Documents

  • IT controls questionnaire
  • Domain & vendor inventory
  • Incident response plan (if any)
  • Loss history

Frequently Asked Questions

Is MFA required?

Most carriers now require MFA for email and remote access for full limits or to avoid ransomware co‑insurance.