Personal Insurance Basics: 7 Coverages Every Family Should Review

By Bluefield Assurance Group Editorial ·

  1. Auto Insurance — liability, comp & collision
  2. Homeowners — dwelling, personal property, liability
  3. Renters — personal property & loss of use
  4. Umbrella — higher liability limits
  5. Life — income protection
  6. Flood — separate from homeowners
  7. Pet — for the four‑legged family

Each policy has unique deductibles, limits, and exclusions. Always review annually.